What Is Commercial General Liability Insurance?
Commercial general liability (CGL) insurance is a type of policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises.
Expertise in the Field – Pacres Atil, is a world-recognized leader in both primary and excess levels of General Liability insurance, particularly for clients with sustainable risk profiles and high standards of quality. The expertise of our team means we have a broad appetite for business types – and the ability to create solutions appropriate to the nature of the risk, size, geographical location and company structure.
Expertise in the Field – Pacres Atil, is a world-recognized leader in both primary and excess levels of General Liability insurance, particularly for clients with sustainable risk profiles and high standards of quality. The expertise of our team means we have a broad appetite for business types – and the ability to create solutions appropriate to the nature of the risk, size, geographical location and company structure.
Efficient damage control – Our experience in risk prevention covers a wide range of industries and is supported by international network of technicians. We provides access to a networks of loss control specialists worldwide with experience in loss prevention, legislation on security, risk management, crisis management, and mitigation.
Broad coverage – Our insurance solutions can extend into other jurisdictions, issuing local policies through our offices present worldwide and expertise in domestic and multinational markets, energy risks, and utilities, construction and private finance initiatives (PFI), crisis management, and business markets.
Outstanding claims service – Our dedicated claims specialists are experienced in all types of claims, from smaller express claims through to large and complex ones. We’re an expert and responsive partner even for difficult, challenging, and unusual risks. We also have 10 claims experts worldwide to quickly respond to and investigate claims made against your local operating companies.
Coverages
BODILY INJURY LIABILITY & PROPERTY DAMAGE
CGL coverage A protects you from losses resulting from bodily harm to others or damage to third-party property that you cause.
This section covers a lot of the topics we talked about earlier. This section of the policy is the most frequently used by your company, and it’s where the majority of your claims will occur.
PERSONAL INJURY & ADVERTISING
Slander, libel, false arrest, and even unlawful eviction are all covered under CGL coverage B. Additionally, it gives limited coverage for inappropriately exploiting copyrighted material in your business. This section of the policy protects your company against concerns that may arise while advertising, such as those mentioned above.
COVERAGE FOR MEDICAL PAYMENTS
Medical payments coverage is a sort of liability insurance coverage that ensures that an injured individual is reimbursed for medical or funeral expenditures incurred as a result of an accident, regardless of responsibility, as long as the policy criteria are met. Other types of liability coverage to consider include liquor liability, directors’ and officers’ legal liability, and/or pollution liability. An insurance company can help you figure out which arising endorsements are acceptable for your business operation.
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select either personal or business insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.