So how much does personal
insurance cost?
At Pacres Atil Insurance, we prioritize honesty and education. We want to provide transparent answers to all of our clients’ questions so they can feel confident about their insurance.
But some of these questions aren’t so easy to answer. One of those is “How much does insurance cost?”
You see, nothing about insurance is straight-forward. Every policy is so complex, with unique factors determining the price.
However, we’re going to do our best to explain to you how insurance pricing works, so hopefully you can have an idea of what to expect (and how to save) before you get a policy (or several).
What types/how much insurance do you need?
The number of policies you need and the amount of coverage under each policy will be unique to you. Each of these policies will have designated coverage limits and optional coverages catered to your needs. All of these factors will play into what your personal insurance costs.
Factors that influence pricing
In addition to the types of insurance and coverage amounts you need, things like location, age, profession, details about possessions you’re insuring, driving record, discount eligibility, and more could affect your personal insurance costs.
Ways to save
Fortunately, personal insurance offers several opportunities to save. Some include bundling your policies, increasing your deductible, paying through EFT/ACH, switching to paperless billing, removing optional coverages you don’t need, or asking about discounts (especially with auto).
OK, but really, what can I expect to pay?
As we said, insurance prices can range greatly depending on a number of factors, but we do want to give you a more tangible idea of what you can expect to pay.
Before you take the below numbers as gospel, we want to preface by saying, we’ve been doing insurance for decades and things still surprise us every day.
We’re providing a wide range of what policies typically cost, but it’s totally possible that your quote could fall outside of these ranges.
What does car insurance cost?
Depending on several factors, you can generally expect a car insurance policy to fall somewhere between ₱25,000- ₱30,000 per year or ₱2,000 – ₱3,500 per month.
What does home insurance cost?
Depending on several factors, you can generally expect a home insurance policy to fall somewhere between ₱15,000 – ₱20,000 per year or ₱1200 – ₱1,666 per month.
What does life insurance cost?
Depending on several factors, you can generally expect a life insurance policy to fall somewhere between ₱45,000 – ₱60,000 per year or ₱3,700 – ₱5,000 per month.
What does renters insurance cost?
Depending on several factors, you can generally expect a renters insurance policy to fall somewhere between ₱5,000 – ₱8,000 per year or ₱416- ₱666 per month.
How much does condo insurance cost?
Depending on several factors, you can generally expect a condo insurance policy to fall somewhere between ₱5,000 to ₱8,000 per year or ₱416 – ₱666 per month.
How much does pet insurance cost?
Depending on several factors, you can generally expect a pet insurance policy to fall somewhere between ₱2,000 – ₱4,000 per year or ₱166 and ₱333 per month.
You’ve got questions, we’ve got answers
Running your business is complicated enough without having to worry about if you have the right business insurance in place. We know you have a lot on your mind. We’ll get all your questions answered, so you can feel comfortable with your decision.
What makes you different from any other independent insurance agency?
As a business ourselves, we understand what keeps you up at night, because in all honesty, those same things keep us awake too. Our goal is to help you sleep a little better, by providing a consultative approach to not just your insurance needs, but also many other areas of your business.
Our clients have access to an online HR platform to help you satisfy regulations and build templates for documents and forms you need in your business. We also provide an online risk services tool, which can supply you with safety tips, business assessments, and industry tips to keep your employees safe and productive.
Bottom line? You are more than just a client to us. We want to help you grow and thrive in your business, and we are always seeking ways to help you do just that.
Do you have other clients like me (in my industry)?
We love this question! And the truth is, no we don’t. We help many businesses, in many industries, some the same as yours. But none of our clients are just like you, as you have your own business philosophy and goals that are unique to only you.
But don’t let that scare you. We take a thorough risk management approach to every business we work with so that we can best understand your industry and your unique needs. Our team has 50 years combined experience and works with dozens of insurance companies so that we can customize a program to fit what matters most to you.
How do I know if I have enough insurance / the right coverages?
Great question! What is right for you and your business today might not be right for you a year from now. During our discussions together, we’ll ask you questions to help us get a good feel for your current situation so we can present you with options to fit your needs. And we’ll also present you with other recommendations to consider (perhaps commercial umbrella insurance, or cyber liability insurance).
Only you can decide what is the right coverage for your business. There are some minimum coverage recommendations we will make, but ultimately, it’s your call. Just don’t forget – as things change in your operations, your insurance should likely change as well.
How do you pick which insurance company to place me with?
We know that you have options when it comes to buying insurance. There are many insurance companies and even more insurance agencies to choose from. At Berry Insurance, we have access to dozens of insurance companies that deal with commercial businesses.
You should feel confident in that we only work with insurance companies that have a strong reputation, and an equally strong financial rating, so that we know they can pay your claim. We also find working with a good balance of both regional, national and speciality carriers allows us to customize the best insurance plan for you – both with good rates and great service.
After we’ve learned all about your business and your unique insurance needs, we’ll shop around to find you the best insurance company to offer a program customized to you and your business.
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select Personal insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.
So how much does Business Insurance cost?
At Pacres Atil Insurance, we prioritize honesty and education. We want to provide transparent answers to all of our clients’ questions so they can feel confident about their insurance.
But some of these questions aren’t so easy to answer. One of those is “How much does insurance cost?”
You see, nothing about insurance is straight-forward. Every policy is so complex, with unique factors determining the price.
However, we’re going to do our best to explain to you how insurance pricing works, so hopefully you can have an idea of what to expect (and how to save) before you get a policy (or several).
What types/how much insurance do you need?
The number of policies you need and the amount of coverage under each policy will be unique to you. Each of these policies will have designated coverage limits and optional coverages catered to your needs. All of these factors will play into what your personal insurance costs.
Factors that influence pricing
In addition to the types of insurance and coverage amounts you need, things like location, age, profession, details about possessions you’re insuring, driving record, discount eligibility, and more could affect your personal insurance costs.
Ways to save
Fortunately, personal insurance offers several opportunities to save. Some include bundling your policies, increasing your deductible, paying through EFT/ACH, switching to paperless billing, removing optional coverages you don’t need, or asking about discounts (especially with auto).
OK, but really, what can I expect to pay?
As we said, insurance prices can range greatly depending on a number of factors, but we do want to give you a more tangible idea of what you can expect to pay.
Before you take the below numbers as gospel, we want to preface by saying, we’ve been doing insurance for decades and things still surprise us every day.
We’re providing a wide range of what policies typically cost, but it’s totally possible that your quote could fall outside of these ranges.
What does car insurance cost?
Depending on several factors, you can generally expect a car insurance policy to fall somewhere between ₱38,500 – ₱165,000 per year or ₱3100 – ₱13,750 per month.
What does home insurance cost?
Depending on several factors, you can generally expect a home insurance policy to fall somewhere between ₱700 – ₱4,000 per year or ₱58 – ₱333 per month.
What does life insurance cost?
Depending on several factors, you can generally expect a life insurance policy to fall somewhere between ₱100 – ₱1,000 per year or ₱8 – ₱83 per month.
What does renters insurance cost?
Depending on several factors, you can generally expect a renters insurance policy to fall somewhere between ₱100 – ₱300 per year or ₱8 – ₱25 per month.
What does umbrella insurance cost?
Depending on several factors, you can generally expect a ₱1 million umbrella policy to cost between ₱160 and ₱300 per year or ₱13 to ₱25 per month.
What does flood insurance cost?
Depending on several factors, you can generally expect a flood insurance policy to fall somewhere between ₱500 to ₱12,000 per year or ₱41 to ₱1,000 per month.
How much does condo insurance cost?
Depending on several factors, you can generally expect a condo insurance policy to fall somewhere between ₱200 to ₱1,000 per year or ₱16 to ₱83 per month.
How much does pet insurance cost?
Depending on several factors, you can generally expect a pet insurance policy to fall somewhere between ₱360 – ₱1,200 per year or ₱30 and ₱100 per month.
How much does non-owner auto insurance cost?
Depending on several factors, you can generally expect a non-owner auto insurance policy to fall somewhere between ₱200 – ₱700 per year or ₱16 – ₱58 per month.
You’ve got questions, we’ve got answers
Running your business is complicated enough without having to worry about if you have the right business insurance in place. We know you have a lot on your mind. We’ll get all your questions answered, so you can feel comfortable with your decision.
What makes you different from any other independent insurance agency?
As a business ourselves, we understand what keeps you up at night, because in all honesty, those same things keep us awake too. Our goal is to help you sleep a little better, by providing a consultative approach to not just your insurance needs, but also many other areas of your business.
Our clients have access to an online HR platform to help you satisfy regulations and build templates for documents and forms you need in your business. We also provide an online risk services tool, which can supply you with safety tips, business assessments, and industry tips to keep your employees safe and productive.
Bottom line? You are more than just a client to us. We want to help you grow and thrive in your business, and we are always seeking ways to help you do just that.
Do you have other clients like me (in my industry)?
We love this question! And the truth is, no we don’t. We help many businesses, in many industries, some the same as yours. But none of our clients are just like you, as you have your own business philosophy and goals that are unique to only you.
But don’t let that scare you. We take a thorough risk management approach to every business we work with so that we can best understand your industry and your unique needs. Our team has 50 years combined experience and works with dozens of insurance companies so that we can customize a program to fit what matters most to you.
How do I know if I have enough insurance / the right coverages?
Great question! What is right for you and your business today might not be right for you a year from now. During our discussions together, we’ll ask you questions to help us get a good feel for your current situation so we can present you with options to fit your needs. And we’ll also present you with other recommendations to consider (perhaps commercial umbrella insurance, or cyber liability insurance).
Only you can decide what is the right coverage for your business. There are some minimum coverage recommendations we will make, but ultimately, it’s your call. Just don’t forget – as things change in your operations, your insurance should likely change as well.
How do you pick which insurance company to place me with?
We know that you have options when it comes to buying insurance. There are many insurance companies and even more insurance agencies to choose from. At Berry Insurance, we have access to dozens of insurance companies that deal with commercial businesses.
You should feel confident in that we only work with insurance companies that have a strong reputation, and an equally strong financial rating, so that we know they can pay your claim. We also find working with a good balance of both regional, national and speciality carriers allows us to customize the best insurance plan for you – both with good rates and great service.
After we’ve learned all about your business and your unique insurance needs, we’ll shop around to find you the best insurance company to offer a program customized to you and your business.
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select Business insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.
- Personal
-
So how much does personal
insurance cost?At Pacres Atil Insurance, we prioritize honesty and education. We want to provide transparent answers to all of our clients’ questions so they can feel confident about their insurance.
But some of these questions aren’t so easy to answer. One of those is “How much does insurance cost?”
You see, nothing about insurance is straight-forward. Every policy is so complex, with unique factors determining the price.
However, we’re going to do our best to explain to you how insurance pricing works, so hopefully you can have an idea of what to expect (and how to save) before you get a policy (or several).
What types/how much insurance do you need?
The number of policies you need and the amount of coverage under each policy will be unique to you. Each of these policies will have designated coverage limits and optional coverages catered to your needs. All of these factors will play into what your personal insurance costs.
Factors that influence pricing
In addition to the types of insurance and coverage amounts you need, things like location, age, profession, details about possessions you’re insuring, driving record, discount eligibility, and more could affect your personal insurance costs.
Ways to save
Fortunately, personal insurance offers several opportunities to save. Some include bundling your policies, increasing your deductible, paying through EFT/ACH, switching to paperless billing, removing optional coverages you don’t need, or asking about discounts (especially with auto).
OK, but really, what can I expect to pay?
As we said, insurance prices can range greatly depending on a number of factors, but we do want to give you a more tangible idea of what you can expect to pay.
Before you take the below numbers as gospel, we want to preface by saying, we’ve been doing insurance for decades and things still surprise us every day.
We’re providing a wide range of what policies typically cost, but it’s totally possible that your quote could fall outside of these ranges.
What does car insurance cost?
Depending on several factors, you can generally expect a car insurance policy to fall somewhere between ₱25,000- ₱30,000 per year or ₱2,000 – ₱3,500 per month.
What does home insurance cost?
Depending on several factors, you can generally expect a home insurance policy to fall somewhere between ₱15,000 – ₱20,000 per year or ₱1200 – ₱1,666 per month.
What does life insurance cost?
Depending on several factors, you can generally expect a life insurance policy to fall somewhere between ₱45,000 – ₱60,000 per year or ₱3,700 – ₱5,000 per month.
What does renters insurance cost?
Depending on several factors, you can generally expect a renters insurance policy to fall somewhere between ₱5,000 – ₱8,000 per year or ₱416- ₱666 per month.
How much does condo insurance cost?
Depending on several factors, you can generally expect a condo insurance policy to fall somewhere between ₱5,000 to ₱8,000 per year or ₱416 – ₱666 per month.
How much does pet insurance cost?
Depending on several factors, you can generally expect a pet insurance policy to fall somewhere between ₱2,000 – ₱4,000 per year or ₱166 and ₱333 per month.
You’ve got questions, we’ve got answers
Running your business is complicated enough without having to worry about if you have the right business insurance in place. We know you have a lot on your mind. We’ll get all your questions answered, so you can feel comfortable with your decision.
What makes you different from any other independent insurance agency?
As a business ourselves, we understand what keeps you up at night, because in all honesty, those same things keep us awake too. Our goal is to help you sleep a little better, by providing a consultative approach to not just your insurance needs, but also many other areas of your business.
Our clients have access to an online HR platform to help you satisfy regulations and build templates for documents and forms you need in your business. We also provide an online risk services tool, which can supply you with safety tips, business assessments, and industry tips to keep your employees safe and productive.
Bottom line? You are more than just a client to us. We want to help you grow and thrive in your business, and we are always seeking ways to help you do just that.
Do you have other clients like me (in my industry)?
We love this question! And the truth is, no we don’t. We help many businesses, in many industries, some the same as yours. But none of our clients are just like you, as you have your own business philosophy and goals that are unique to only you.
But don’t let that scare you. We take a thorough risk management approach to every business we work with so that we can best understand your industry and your unique needs. Our team has 50 years combined experience and works with dozens of insurance companies so that we can customize a program to fit what matters most to you.
How do I know if I have enough insurance / the right coverages?
Great question! What is right for you and your business today might not be right for you a year from now. During our discussions together, we’ll ask you questions to help us get a good feel for your current situation so we can present you with options to fit your needs. And we’ll also present you with other recommendations to consider (perhaps commercial umbrella insurance, or cyber liability insurance).
Only you can decide what is the right coverage for your business. There are some minimum coverage recommendations we will make, but ultimately, it’s your call. Just don’t forget – as things change in your operations, your insurance should likely change as well.
How do you pick which insurance company to place me with?
We know that you have options when it comes to buying insurance. There are many insurance companies and even more insurance agencies to choose from. At Berry Insurance, we have access to dozens of insurance companies that deal with commercial businesses.
You should feel confident in that we only work with insurance companies that have a strong reputation, and an equally strong financial rating, so that we know they can pay your claim. We also find working with a good balance of both regional, national and speciality carriers allows us to customize the best insurance plan for you – both with good rates and great service.
After we’ve learned all about your business and your unique insurance needs, we’ll shop around to find you the best insurance company to offer a program customized to you and your business.
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select Personal insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.
- Business
-
So how much does Business Insurance cost?
At Pacres Atil Insurance, we prioritize honesty and education. We want to provide transparent answers to all of our clients’ questions so they can feel confident about their insurance.
But some of these questions aren’t so easy to answer. One of those is “How much does insurance cost?”
You see, nothing about insurance is straight-forward. Every policy is so complex, with unique factors determining the price.
However, we’re going to do our best to explain to you how insurance pricing works, so hopefully you can have an idea of what to expect (and how to save) before you get a policy (or several).
What types/how much insurance do you need?
The number of policies you need and the amount of coverage under each policy will be unique to you. Each of these policies will have designated coverage limits and optional coverages catered to your needs. All of these factors will play into what your personal insurance costs.
Factors that influence pricing
In addition to the types of insurance and coverage amounts you need, things like location, age, profession, details about possessions you’re insuring, driving record, discount eligibility, and more could affect your personal insurance costs.
Ways to save
Fortunately, personal insurance offers several opportunities to save. Some include bundling your policies, increasing your deductible, paying through EFT/ACH, switching to paperless billing, removing optional coverages you don’t need, or asking about discounts (especially with auto).
OK, but really, what can I expect to pay?
As we said, insurance prices can range greatly depending on a number of factors, but we do want to give you a more tangible idea of what you can expect to pay.
Before you take the below numbers as gospel, we want to preface by saying, we’ve been doing insurance for decades and things still surprise us every day.
We’re providing a wide range of what policies typically cost, but it’s totally possible that your quote could fall outside of these ranges.
What does car insurance cost?
Depending on several factors, you can generally expect a car insurance policy to fall somewhere between ₱38,500 – ₱165,000 per year or ₱3100 – ₱13,750 per month.
What does home insurance cost?
Depending on several factors, you can generally expect a home insurance policy to fall somewhere between ₱700 – ₱4,000 per year or ₱58 – ₱333 per month.
What does life insurance cost?
Depending on several factors, you can generally expect a life insurance policy to fall somewhere between ₱100 – ₱1,000 per year or ₱8 – ₱83 per month.
What does renters insurance cost?
Depending on several factors, you can generally expect a renters insurance policy to fall somewhere between ₱100 – ₱300 per year or ₱8 – ₱25 per month.
What does umbrella insurance cost?
Depending on several factors, you can generally expect a ₱1 million umbrella policy to cost between ₱160 and ₱300 per year or ₱13 to ₱25 per month.
What does flood insurance cost?
Depending on several factors, you can generally expect a flood insurance policy to fall somewhere between ₱500 to ₱12,000 per year or ₱41 to ₱1,000 per month.
How much does condo insurance cost?
Depending on several factors, you can generally expect a condo insurance policy to fall somewhere between ₱200 to ₱1,000 per year or ₱16 to ₱83 per month.
How much does pet insurance cost?
Depending on several factors, you can generally expect a pet insurance policy to fall somewhere between ₱360 – ₱1,200 per year or ₱30 and ₱100 per month.
How much does non-owner auto insurance cost?
Depending on several factors, you can generally expect a non-owner auto insurance policy to fall somewhere between ₱200 – ₱700 per year or ₱16 – ₱58 per month.
You’ve got questions, we’ve got answers
Running your business is complicated enough without having to worry about if you have the right business insurance in place. We know you have a lot on your mind. We’ll get all your questions answered, so you can feel comfortable with your decision.
What makes you different from any other independent insurance agency?
As a business ourselves, we understand what keeps you up at night, because in all honesty, those same things keep us awake too. Our goal is to help you sleep a little better, by providing a consultative approach to not just your insurance needs, but also many other areas of your business.
Our clients have access to an online HR platform to help you satisfy regulations and build templates for documents and forms you need in your business. We also provide an online risk services tool, which can supply you with safety tips, business assessments, and industry tips to keep your employees safe and productive.
Bottom line? You are more than just a client to us. We want to help you grow and thrive in your business, and we are always seeking ways to help you do just that.
Do you have other clients like me (in my industry)?
We love this question! And the truth is, no we don’t. We help many businesses, in many industries, some the same as yours. But none of our clients are just like you, as you have your own business philosophy and goals that are unique to only you.
But don’t let that scare you. We take a thorough risk management approach to every business we work with so that we can best understand your industry and your unique needs. Our team has 50 years combined experience and works with dozens of insurance companies so that we can customize a program to fit what matters most to you.
How do I know if I have enough insurance / the right coverages?
Great question! What is right for you and your business today might not be right for you a year from now. During our discussions together, we’ll ask you questions to help us get a good feel for your current situation so we can present you with options to fit your needs. And we’ll also present you with other recommendations to consider (perhaps commercial umbrella insurance, or cyber liability insurance).
Only you can decide what is the right coverage for your business. There are some minimum coverage recommendations we will make, but ultimately, it’s your call. Just don’t forget – as things change in your operations, your insurance should likely change as well.
How do you pick which insurance company to place me with?
We know that you have options when it comes to buying insurance. There are many insurance companies and even more insurance agencies to choose from. At Berry Insurance, we have access to dozens of insurance companies that deal with commercial businesses.
You should feel confident in that we only work with insurance companies that have a strong reputation, and an equally strong financial rating, so that we know they can pay your claim. We also find working with a good balance of both regional, national and speciality carriers allows us to customize the best insurance plan for you – both with good rates and great service.
After we’ve learned all about your business and your unique insurance needs, we’ll shop around to find you the best insurance company to offer a program customized to you and your business.
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select Business insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.
