Insurance and Risk Profiling
Identifying and understanding your company risk profile that match your insurance needs.
Pacres Atil Insurance will help you understand the underlying risk profile and overall exposure of your assets from financial, operation and political risk. There are voluntary and compulsory types of insurances that your company are purchasing but its is worth reviewing to arrive at an economic and practical expenditure. Few items below:
There was no evidence to continue insuring some risks at all, given the exposure being withing shareholder risk appetite
Limits were often completely disconnected from actual risk scenarios (usually under insurance on property and cargo and over insurance on liability lines)
Low deductibles made no economic sense given the cost of transfer and the cost of retention of risk.
Low loss ratios on some of the lines which needed to be investigated.
We will provide a free risk profiling activity with your team and allows us to answer important questions before we even approach insurance markets:
Reasonable limit for the policy
Fair price for the policy
Ability to test different deductible options to see which one provides better return
Important operational risk information, including expected losses (needed for budgeting) and unexpected losses, VaR (needed for liquidity management).
What happens after I submit my request?
You want your insurance policies to be thorough, protecting you or your business from risks and costly claims. But you also don’t want them to break the bank.
That’s why at Pacres Atil Insurance, we work with many reputable insurance carriers. We’ll get to know your needs, then shop around for you so you can be sure you are getting the right protection at the right price.
Get a Quote
Select either personal or business insurance, or both, then fill out and submit this short form, or if you’re ready to enter your exact information for a quote, click here to complete our longer form.
A member of our team will get back to you in less than 24 hours to gather more information and review your options.